Calculator

Loan & Grant Calculator

Estimate your monthly repayment, total cost, and interest for both recovery grants and standard loans. Adjust the amount and term to see it update instantly, all figures are representative examples, for illustration only.

Your loan or grant

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, months
6 months60 months
Estimated monthly repayment
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Loan amount,
Interest rate,
Term,
Total interest,
Total repayable,
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Representative estimate for illustration only. Actual rates, terms and repayments are confirmed on approval and may differ based on your assessment.

How it's calculated

We use standard amortisation: your monthly repayment covers interest plus a portion of the principal, so the balance reaches zero by the end of the term. Recovery Grants use the same math, repayments are manageable and predictable.

Milestone-based grants

Recovery Grants arrive in stages, 30% on approval, 40% after 90 days, final 30% at 6 months. Disbursements are tied to real recovery milestones, not arbitrary dates.

Confirmed on approval

This is an estimate. Your final amount, rate, repayment, and disbursement schedule are confirmed after a quick 24-hour assessment and eligibility check.